The Advantage Program

An exceptional credit card program that combines the power and functionality of First Data's market-leading processing platform with the flexibility and convenience of a bundled service package.

The Advantage Program for Credit Card Issuing 

Features and Benefits

  • Relationship manager assigned to help you grow and improve profitability
  • Support team dedicated to managing the processing system for you
  • Full suite of operational support services – we handle all back-office work for you
  • Comprehensive risk management package, including advanced spending pattern data analysis
  • Live, U.S.-based 24x7 cardholder service supplemented with IVR
  • Marketing and loyalty programs which can be customized for your needs
  • Sophisticated cardholder communications functionality, including text messaging
  • Easy-to-use web-based system access and reporting tools
  • Compliance guidance

Your Role

  • Own receivables
  • Make credit and product decisions
  • Market to prospective cardholderse
  • Manage your P&L

Optional Services

  • Advanced features such as custom rewards and promotional programs
  • Marketing programs
  • Cardholder Internet access implementation