Insights
Blog
Spring Spending, Recalibrated: A Snapshot of Consumer Behavior
Consumer spending was resilient in the first quarter of 2026, even as inflation reaccelerated, gasoline prices surged and consumer sentiment fell sharply amid global instability. The spring edition of the Primax Seasonal Spending Report provides banks with a comprehensive look at Q1 transaction trends and sector performance, along with an in-depth analysis of the ongoing transition to digital and contactless payments. Debit and credit activity continued to grow when compared year over year, driven by higher tax refunds and sustained spending on everyday needs. At the same time, the rapid...
Payments Are the Engine for Growth in Community Banking
The environment for community banking is undergoing massive disruption. For one, the very...
Fast, Frictionless, Flexible: Gen Z’s Redefinition of Payments
As Gen Z consumers (ages 18–28) effortlessly shift between physical and digital payment methods,...
How Can Your Bank Reduce Losses and Strengthen Customer Relationships? Five Winning Collection Strategies
Financial institutions are confronting a growing challenge in today’s uncertain economic...
Primax Payments Pulse
Primax Payments Pulse Study 2025
The payments landscape in 2025 has been defined by a balancing act — between tradition and technology, confidence and caution. While consumers continue...
Primax Payments Pulse:
Fall 2025 Spending Report
Economic uncertainty and a government shutdown are reshaping consumer sentiment and spending patterns heading into the final quarter of 2025. The Primax...
Primax Payments Pulse:
Summer 2025 Spending Report
Shifting tariff policies and economic uncertainty are driving changes in consumer behavior, with early spending spikes and growing concerns about inflation...
White Papers
The Primax Spring 2026 Spending Report
Consumer spending proved remarkably resilient in the first quarter of 2026, even as inflation reaccelerated, gasoline prices surged and consumer sentiment...
Primax Banking in Focus: Winning Gen Z
The financial landscape is shifting – fast. At the center of this change is Generation Z, a cohort that’s not only redefining expectations but poised to...
Consumer-Engaged Fraud Classification Guide
Case Studies
Case Study: Community National Bank & Trust of Texas
Community National Bank & Trust of Texas (CNB&T) selected Primax for payments processing as well as contact center support that could mirror the level...







