Insights
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Consumers Hit the Brakes on Travel in Uncertain Economy
The Primax Fall 2025 Spending Report, a special edition of the Primax Payments Pulse, explores year-over-year, same-store financial institution comparisons and provides a view of consumer transactions and trends from July through September 2025. This special report also features a deep dive into the Travel sector, a discretionary spending category that has softened in 2025. The federal government shutdown has been in place since Oct. 1, impacting roughly 750,000 employees who are either furloughed or deemed “essential workers” required to work without pay. Some government reporting on job...
Neobank Tech Leads to Banking Innovation
It’s a statement that is becoming well-known and can be daunting for bank leaders: “Neobanks now...
How Cash App’s 3DS Data Only Approach Improves Fraud Control and Customer Experience – Simultaneously
In July 2025, Cash App expanded its use of EMV 3‑D Secure (3DS) with a Data‑Only approach – a mode...
Faster Payments, Faster Criminals: Guarding Against Cybercrime in an Instant Payments World
Payments are moving faster than ever. But so are cybercriminals, who are gaining speed and...
Primax Payments Pulse
Primax Payments Pulse:
Fall 2025 Spending Report
Economic uncertainty and a government shutdown are reshaping consumer sentiment and spending patterns heading into the final quarter of 2025. The Primax...
Primax Payments Pulse:
Summer 2025 Spending Report
Shifting tariff policies and economic uncertainty are driving changes in consumer behavior, with early spending spikes and growing concerns about inflation...
Primax Payments Pulse:
Spring 2025 Spending Report
The Primax Payments Pulse: Spring 2025 Spending Report compares year-over-year, same-store financial institution data and provides a three-month view of...
White Papers
Primax Banking in Focus: Winning Gen Z
The financial landscape is shifting – fast. At the center of this change is Generation Z, a cohort that’s not only redefining expectations but poised to...
Consumer-Engaged Fraud Classification Guide
